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What is Cryptocurrency Bank? Crypto Banks started offering LOAN on CryptocurrenciesTraditional banks lend out their customers' deposits and pay clients a slice of the earnings as interest. Crypto outfits take a similar approach. Cryptocurrency users send funds between digital wallet addresses. These transactions are then recorded into a sequence of numbers known as a �block� and. As cryptocurrency is becoming more accepted worldwide, banks are beginning to recognise the potential advantages of using digital currencies as.